:root { --navy: #1f3a5f; --navy2: #15283f; --gold: #c9a227; --ink: #1d2733; --muted: #5b6b7d; --bg: #f6f7f9; }
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font: 17px/1.65 "Segoe UI", system-ui, -apple-system, Roboto, Arial, sans-serif; color: var(--ink); background: #fff; }
a { color: var(--navy); }
.wrap { max-width: 1140px; margin: 0 auto; padding: 0 20px; }
.top { background: var(--navy2); color: #dfe7f1; font-size: .9rem; }
.top .wrap { display: flex; flex-wrap: wrap; gap: 6px 22px; justify-content: flex-end; padding-top: 7px; padding-bottom: 7px; }
.top a { color: #fff; text-decoration: none; } .top b { color: var(--gold); }
header { background: #fff; box-shadow: 0 2px 14px rgba(0,0,0,.07); position: sticky; top: 0; z-index: 10; }
header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 18px; padding-top: 12px; padding-bottom: 12px; }
header img { height: 44px; width: auto; display: block; }
nav { display: flex; flex-wrap: wrap; gap: 4px 22px; align-items: center; }
nav a { text-decoration: none; color: var(--ink); font-weight: 600; font-size: .98rem; padding: 4px 0; border-bottom: 2px solid transparent; }
nav a:hover, nav a.on { color: var(--navy); border-color: var(--gold); }
.call { background: var(--gold); color: #1a1405 !important; border: 0 !important; padding: 8px 16px !important; border-radius: 6px; }
.menu { display: none; font: inherit; font-weight: 700; background: var(--navy); color: #fff; border: 0; border-radius: 6px; padding: 8px 14px; }
@media (max-width: 900px) {
  .menu { display: block; }
  nav { display: none; position: absolute; left: 0; right: 0; top: 100%; background: #fff; flex-direction: column; align-items: stretch; padding: 10px 20px 18px; box-shadow: 0 10px 20px rgba(0,0,0,.1); }
  nav.open { display: flex; } nav a { padding: 10px 0; border-bottom: 1px solid #eef1f5; } .call { text-align: center; margin-top: 8px; }
  header { position: relative; } header img { height: 36px; }
}
.hero { position: relative; color: #fff; background: var(--navy) center / cover no-repeat; }
.hero::before { content: ''; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(14,28,46,.86), rgba(14,28,46,.45)); }
.hero .wrap { position: relative; padding-top: 110px; padding-bottom: 110px; }
.hero.small .wrap { padding-top: 70px; padding-bottom: 70px; }
.hero h1 { font-size: clamp(2rem, 4.6vw, 3.3rem); line-height: 1.12; margin: 0 0 14px; max-width: 760px; }
.hero p { font-size: 1.2rem; max-width: 640px; margin: 0 0 26px; color: #e6edf6; }
.btn { display: inline-block; text-decoration: none; font-weight: 700; padding: 13px 24px; border-radius: 6px; margin: 4px 8px 4px 0; }
.btn.gold { background: var(--gold); color: #1a1405; } .btn.line { border: 2px solid #fff; color: #fff; } .btn.navy { background: var(--navy); color: #fff; }
section { padding: 64px 0; } section.alt { background: var(--bg); }
h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); color: var(--navy); margin: 0 0 14px; line-height: 1.2; }
h2::after { content: ''; display: block; width: 56px; height: 3px; background: var(--gold); margin-top: 12px; }
h3 { color: var(--navy); margin: 0 0 8px; }
.lead { font-size: 1.15rem; color: var(--muted); max-width: 820px; }
.cols { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 26px; }
.split { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: center; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; } }
.split img, .card img { width: 100%; border-radius: 10px; display: block; }
.card { background: #fff; border-radius: 10px; box-shadow: 0 6px 22px rgba(20,40,70,.08); padding: 26px; }
.card .ic { font-size: 2rem; margin-bottom: 6px; }
ul.check { list-style: none; padding: 0; margin: 10px 0; } ul.check li { padding: 4px 0 4px 28px; position: relative; }
ul.check li::before { content: '✓'; position: absolute; left: 0; color: var(--gold); font-weight: 900; }
.quote { font-style: italic; color: #33414f; } .quote b { display: block; font-style: normal; margin-top: 10px; color: var(--navy); }
.stat { font-size: 2.6rem; font-weight: 800; color: var(--gold); line-height: 1; }
.band { background: var(--navy); color: #fff; text-align: center; padding: 48px 0; }
.band h2 { color: #fff; } .band h2::after { margin: 12px auto 0; } .band p { color: #dfe7f1; }
.info dt { font-weight: 700; color: var(--navy); margin-top: 12px; } .info dd { margin: 2px 0 0; }
footer { background: var(--navy2); color: #c9d4e2; padding: 40px 0 24px; font-size: .95rem; }
footer a { color: #fff; } footer .cols { gap: 20px; } footer h4 { color: #fff; margin: 0 0 8px; }
footer .copy { border-top: 1px solid rgba(255,255,255,.12); margin-top: 26px; padding-top: 16px; font-size: .85rem; color: #93a3b8; }